Commercial Equipment Financing

Keep your wheels moving forward.

Fast, flexible financing for commercial trucks, trailers, and equipment. Whether you\'re an owner-operator getting your first rig or a fleet ready to expand, we get you approved and on the road — quickly.

24hr
Typical Approval
$2M+
Financing Available
84mo
Flexible Terms
Commercial dump truck financed by Direct Line Equipment Finance
What We Offer

Financing Built for the Road

Three flexible paths to getting the truck or equipment your business needs. We structure every deal around your cash flow — not ours.

Equipment Loans

Own your truck or equipment outright from day one. Fixed monthly payments, predictable terms, and full tax benefits available.

  • Financing up to $2 million
  • Terms from 24 to 84 months
  • Section 179 tax deductions
  • New & used equipment eligible

Equipment Leasing

Lower monthly payments and flexible end-of-term options. Great for businesses that like to upgrade trucks every few years.

  • Lower payments than financing
  • $1 buyout or fair market value
  • Preserve your working capital
  • Upgrade cycles made simple

Working Capital

Short-term funding to cover fuel, repairs, insurance, or payroll. Keep your operation moving when cash flow gets tight.

  • Up to $250,000 available
  • Funding in as little as 24 hours
  • Simple one-page application
  • No collateral required options
Explore All Services
What We Finance

From Day Cabs to Full Fleets

We specialize in trucking — and we finance virtually anything that rolls, hauls, or keeps your operation running.

Semi Trucks

Day cabs, sleepers, new & used

Box Trucks

Straight trucks & delivery vans

Trailers

Flatbeds, reefers, dry vans

Dump Trucks

Construction & hauling

Tow Trucks

Wreckers & rollback carriers

Tractors

Commercial & agricultural

Full Fleets

Multi-unit operations

And More

Ask about your equipment

Ready to put your next truck to work?

Most approvals come back within 24 hours. No obligation. No impact on your credit.

Apply Now Call (908) 523-8072