Product 01 • Ownership

Equipment Loans

When you want to own your equipment outright, a loan is the straightest path. You get title on day one, build equity with every payment, and keep the full tax benefits of ownership — including Section 179 deductions that can dramatically reduce what you owe at year-end.

We finance up to $2 million with terms stretching out to 84 months, giving you the breathing room to match payments to your revenue cycle. New or used, we fund both.

$2M+
Max financing available
84mo
Longest terms offered
100%
Financing with soft costs
§179
Tax deduction eligible
Apply for a Loan

— Typical Loan Structure

Financing range$25K — $2M
Term length24 — 84 mo
Down payment0 — 20%
Equipment ageUp to 15 yrs
Credit tierA, B, & C
Approval speedSame day*
OwnershipDay one
Product 02 • Flexibility

Equipment Leasing

Leases make sense when you want lower monthly payments, more flexibility at the end of the term, or the freedom to upgrade your fleet on a regular cycle. You\'re not locked into ownership until you decide you want to be.

Pick from two common structures: a $1 buyout lease that functions like a loan (ownership at term end for a buck) or a Fair Market Value (FMV) lease with lower payments and the option to return, renew, or purchase when the term ends.

Low
Monthly payments
$1
End-of-term buyout option
FMV
Fair market value option
Tax
Payments often deductible
Apply for a Lease

— Lease vs. Loan

Monthly paymentLower
Down payment$0 common
OwnershipEnd of term
Tax treatmentOften deductible
Upgrade cycleBuilt in
End optionsBuy / return
Best forFleet rotation
Product 03 • Cash Flow

Working Capital

Sometimes you don\'t need equipment — you need cash. Fuel spikes, unexpected repairs, insurance renewals, a slow-pay customer. Working capital loans bridge the gap so your operation doesn\'t stall out.

We offer short-term financing up to $250,000 with funding in as little as 24 hours. The application is one page. Often no collateral is required. You talk to a real person who makes the decision.

$250K
Maximum available
24hr
Typical funding time
1pg
Application length
None
Collateral often required
Get Working Capital

— Common Uses

Fuel & operating costs
Emergency repairs
Insurance renewals
Driver payroll
DOT compliance
Seasonal slowdowns
Growth opportunities
What We Finance

Virtually anything on wheels.

If it rolls, hauls, lifts, or moves freight — there\'s a good chance we\'ll finance it. And if you don\'t see your equipment listed, just ask.

Semi Trucks

Day cabs, sleepers, new & used

Box Trucks

Straight trucks & delivery vans

Trailers

Flatbeds, reefers, dry vans

Dump Trucks

Construction & hauling

Tow Trucks

Wreckers & rollback carriers

Tractors

Commercial & agricultural

Full Fleets

Multi-unit operations

And More

Ask about your equipment

Not sure which is right for you?

Call Kevin directly. He\'ll walk you through the options based on what you\'re buying, your credit profile, and your cash flow goals.

Call (908) 523-8072